Helping Create the future you deserve.

    Get the expert mortgage advice you need now and it won't impact your credit history:

    Meet The Team.

    Our Senior Management Team

    Karl Yeoman


    Karl’s a CeMAP (Certificate in Mortgage Advice and Practice) qualified specialist mortgage broker with over 10 years of experience helping hundreds of people. He’s committed to getting the best possible result for his clients, and always goes the extra mile to help. Karl has used his expertise in customer experience to coach the Create Finance mortgage advisers to be the best they can be. Karl takes pride in ensuring that every customer that comes to Create Finance has the same great experience so that they want to come back to us time and time again.

    Karl specialises in all forms of complex mortgages like Help-to-Buy, Right-to-Buy, concessionary purchases, debt consolidation, late payments, CCJs, defaults, bankruptcy, IVAs and Debt Management Plans (DMPs).

    He’s also helped many self-employed clients like contractors, those in a brand new job, or with only one year’s worth of trading history, first-time buyers and Shared Ownership clients.

    Karl also specialises in protection and sees this as a vital part of his job. Once he helps you get your dream home, he wants to make sure that you keep it under any circumstance.

    Gindy Mathoon

    Senior Mortgage & Protection Adviser

    Gindy has extensive mortgage experience stretching back 13 years. He prides himself on being the 'Mortgage Criteria King' - knowing everything about the mortgage lenders on the market and pretty much everything there is to know when it comes to lenders’ criteria. He lives and breathes mortgages, often seen in front of his laptop long into the night and on most weekends! He has used this experience to help the mortgage advisers at Create Finance have a full understanding of the specialist market so when they speak to their customers, they know which lender will help.

    Gindy has great relationships with lenders. This, coupled with his extensive knowledge enables him to secure complex deals to get his clients the right mortgage.

    Andy Gibson

    Sales and Development Manager

    As the Head of Sales & Development at Create Finance Andy has a wealth of experience directing and leading national sales teams.

    Andy has remarkable experience at growing new sales channels, developing high performing teams and growing new and existing businesses through transformations.

    Andy also excels at organizing and steering multiple projects on change, systems, processes with a keen focus on regulatory compliance and customer satisfaction.

    Our Broker Team

    Tim Aspinall

    Specialist Mortgage Adviser

    Tim is CeMAP qualified, Whatever your needs, he’s got you covered, whether that be Buy To Let, HMO properties, Shared Ownership, Right to Buy, Bridging Finance or more. Tim prides himself on his great service, gaining glowing reviews from a multitude of clients. A fun fact about Tim is he won the British Championships for Bodybuilding and has competed overseas.

    Kerry Anderson

    Specialist Mortgage Adviser

    Kerry has been a Mortgage Advisor since 1999, worked in financial services since 1986, and is CeMAP qualified. She believes that even if it sounds cheesy “when people ask me what I do I tell them that I make dreams come true. I love being part of the excitement with my client's new home or investment property. I feel proud that at Create we can often assist where other brokers can not”. Outside of work Kerry’s personality has shone through when she appeared on Come Dine With me.

    Paul Grimwood

    Mortgage and Protection Adviser

    Paul is CeMAP qualified with almost 37 years in the financial industry. He’s been a Mortgage and Protection Adviser for over 33 years, has specialised in bad credit and complex mortgages for the last 10 years, and has a vast knowledge in the mainstream market.

    His interests include supporting West Ham Utd and enjoying Science Fiction so much, that his four children’s middle names are from characters in his favourite franchise Star Wars.

    Rachel Allison

    Head of Protection

    As our Head of Protection, Rachel specialises in Income Protection, Business Protection, Life Insurance, Family Income Benefit and Critical Illness. She has been a Protection Adviser within financial services for over eight years. Rachel also has experience managing protection teams as well as delivering an excellent customer experience.

    She also enjoys going to gigs in her spare time, with her favourite band being the 'Foo Fighters'.

    Leanne Fogg

    Mortgage Adviser

    Leanne’s an experienced whole-of-market mortgage broker who’s worked in the financial industry for seven years. She’s a passionate CeMap (Certificate in Mortgage Advice and Practice) qualified adviser, dedicated to helping her clients.

    Her expert knowledge of the ever-changing mortgage market has helped to secure deals for her clients over the years. Whether you’re a first-time buyer, looking to move home, remortgaging or a Buy to Let landlord, her experience will enable her to advise you throughout each step of the mortgage ladder.

    Leanne’s a specialist in adverse credit and complex income scenarios. She has experience in placing mortgages for people with a low score, defaults, CCJs or debt management plans. Along with placing clients with complex income types such as limited company directors, contractors and newly formed businesses with one year’s accounts.

    Alongside mortgages, Leanne can advise on your protection needs such as life insurance, critical illness cover and income protection.

    Darren Law

    Mortgage & Protection Adviser

    Darren is a highly experienced CeMAP (Certificate in Mortgage Advice and Practice) qualified mortgage broker who loves helping people who’ve been turned down elsewhere. He also specialises in improving finances through remortgaging and debt consolidation.

    He’s an expert in bad credit mortgages, including credit issues such as missed payments, CCJs, defaults, debt management programmes, IVAs, and bankruptcy. He has lots of experience with the self-employed, getting mortgages for sole traders, limited company directors, contractors, and those with only one year’s worth of trading history.

    Sheridan Repton

    Mortgage & Protection Adviser

    Sheridan’s passionate about helping clients with past credit issues, with most of his clients being turned down by other brokers and lenders before finding him.

    Sheridan has plenty of experience getting mortgages for people with low credit scores, defaults, CCJ’s, bankruptcies, IVAs or DMPs. He also specialises in complex incomes such as self-employment, contractors, or those with minimal trading history.

    Sheridan works closely with specialist lenders to achieve results that otherwise wouldn’t be possible.

    Graham Turner

    Mortgage Adviser

    Graham is a CeMAP (Certificate in Mortgage Advice and Practice) with over 5 years of experience working as a whole-of-market adviser. To date, Graham has helped hundreds of clients across several various, differing circumstances. Grahams worked on pretty much every scenario you could think of, which could be problematic to a mortgage application.

    Graham likes to keep things simple, as well as keep his clients up to date on the process throughout the entire application. He also works outside of normal office hours so feel free to get in touch on evenings and weekends.

    Graham specialises in bad credit situations, with a proven record of helping people with low credit scores, bankruptcies, CCJs, defaults, IVAs and DMPs.

    He’s also experienced in helping those who are self-employed, such as contractors, those in a brand-new job, or with only one year’s worth of trading history, first-time buyers and shared ownership clients.

    Phil Masey

    Mortgage & Equity Release Adviser

    Phil is a specialist Mortgage, Protection and Equity Release Adviser. Whether it is adverse credit, self-employed, buy-to-let or retirement planning, Phil has over 10 years experience in the financial services industry helping clients to find the right solution to their needs.

    If you are just starting out, consolidating, or want to ensure a bright future in retirement, Phil brings a wealth of knowledge and has an excellent track record of providing great advice to his clients.

    George Whitfield

    Mortgage & Protection Adviser

    With over five years of qualified experience (Certificate of Mortgage and Practice), George has a wealth of experience. George prides himself on providing a smooth, personalised yet professional service to his clients to ensure that they receive the best possible advice. He has helped hundreds of customers obtain their first homes, as well as making sure that those who already own their home, are keeping their current mortgages up to date and on the best possible interest rates.

    From buy-to-let mortgages with complex income situations to adverse credit, George welcomes the challenge of helping clients to obtain their desired property, and provides a first-rate service in the process!

    Javier De Diego

    Mortgage & Protection Adviser

    Javier a CeMAP (Certificate in Mortgage Advice and Practice) and DipFA (Diploma in Financial Advice) with over 14 years of experience in the financial industry. He’s passionate about helping clients who’ve struggled to get a mortgage and works hard to find the most suitable mortgage for their unique situation.

    Javier specialises in getting mortgages for clients who have a history of late payments, defaults, CCJs, IVAs, debt management plans and mortgage arrears, for employed and self-employed alike. Javier can also help you protect your home, family and income by helping you find the right insurance.

    Steve Arnold

    Mortgage & Protection Adviser

    Steve is a CeMAP, (Certificate in Mortgage Advice and Practice) DipMAP (Diploma in Mortgage Advice and Practice), CeFA (Certificate for Financial advisers) and CeRER (Certificate in Regulatory Equity Release) qualified mortgage broker.

    Steve’s been a mortgage and protection broker for over 13 years and specialises in helping people who’ve had credit problems such as CCJs, defaults, late payments, bankruptcy and IVAs. He’s also an expert in self-employed mortgages and helping people with complex incomes.

    Along with finding you the right mortgage, Steve can advise and recommend suitable protection to make sure that once you have your dream home, you can keep it.

    Lucy Love

    Head of Remortgaging

    Lucy is a CEMAP (Certificate in Mortgage Advice & Practice) qualified specialist Mortgage Broker with over 15 years experience in the finance industry.  

    Lucy has a wealth of experience in helping clients find the right lenders. She has vast knowledge when it comes to the adverse mortgage market. This means no matter what your circumstances Lucy is always confident that there will be a lender who could help.

    So, whether you have a low credit score, missed payments, defaults, CCJ's, debt management plan, IVA or have been made bankrupt Lucy is confident she can find her clients the most appropriate deal.  

    Haps Sidhu

    Mortgage Adviser

    Haps is a CeMAP (Certificate in Mortgage Advice and Practice) qualified specialist mortgage adviser. He is dedicated to making sure his clients get the best deal possible. Haps is passionate about making the ‘impossible, possible’ for his clients, to help them to achieve their property goals. 

    Our Support Team

    Lizzie Teale

    Administration & Finance Manager

    Lizzie is our Accounts and Administration Manager. Lizzie is BTEC qualified in Business Administration and Information Technology. She comes with a wealth of experience within the role and leads the Create Finance team in delivering exceptional customer service. She is passionate about her role and works hard to help all her customers make their mortgage process as smooth as possible. Lizzie has also built strong relationships with her clients over the years and will work tirelessly to ensure all her customers move into the home of their dreams. She works alongside many brokers at Create Finance and is a very friendly and approachable team member.

    Charlotte Norbury

    Senior Administrator

    With her admirable organisational skills, Charlotte is a valued member of our team. Her responsibilities include providing admin support to a team of our specialist brokers. Now in her fourth year at Create Finance, Charlotte is also responsible for the training of our newest admin team members.

    Chloe Wagstaff


    Chloe is an administrator here at Create Finance with a BTEC qualification in Business Administration. She consistently provides outstanding customer service to her clients and supports her mortgage brokers daily. She is always on hand when her customers need it and makes sure the mortgage process is as smooth as possible. Chloe previously worked within a solicitors practice where she specialised in house conveyancing. She has transferred this knowledge and experience to Create finance which means she understands the process from start to finish.

    Katie Gough


    Katie has worked in the industry for over two years, she has the overall responsibility for the day-to-today management of all her customers' mortgages to ensure that they are progressing in a timely manner.

    Katie works alongside her brokers to ensure that the mortgage process is as smooth as possible from start to finish for all clients. She is also passionate about making sure the customer gets the highest level of experience.

    Her approachable and friendly attitude makes the client feel at ease and reflects the company's core values.

    If you're unsure what you're looking for, talk
    to one of our specialists.

    An Award Winning Service.